Banking and Finance Project Topics

Mismanagement in Financial Institution (Banks) in Nigeria, Causes, Effect and Solution

Mismanagement in Financial Institution (Banks) in Nigeria, Causes, Effect and Solution


Mismanagement in Financial Institution (Banks) in Nigeria, Causes, Effect and Solution

Content Structure of Mismanagement in Financial Institution (Banks) in Nigeria, Causes, Effect and Solution

The abstract contains the research problem, the objectives, methodology, results, and recommendations

  • Chapter one of this thesis or project materials contains the background to the study, the research problem, the research questions, research objectives, research hypotheses, significance of the study, the scope of the study, organization of the study, and the operational definition of terms.
  • Chapter two contains relevant literature on the issue under investigation. The chapter is divided into five parts which are the conceptual review, theoretical review, empirical review, conceptual framework, and gaps in research
  • Chapter three contains the research design, study area, population, sample size and sampling technique, validity, reliability, source of data, operationalization of variables, research models, and data analysis method
  • Chapter four contains the data analysis and the discussion of the findings
  • Chapter five contains the summary of findings, conclusions, recommendations, contributions to knowledge, and recommendations for further studies.
  • References: The references are in APA
  • Questionnaire.

Introduction Of Mismanagement in Financial Institution (Banks) in Nigeria, Causes, Effect and Solution


The master key to the success of any cooperation or institution (financial and non financial) is the effective management system. This could be achieved through hard work. This could be achieve through hardworking of the directors managing directors, management staff and all other workers in the organization. The major role lies on the head of the board of directors (BOD) and the managing director.


 Management simply means the organizing planning, implementing, controlling and directing of resources in an organization. This study is based on financial institution. This study is based on financial institution like banks, and there are two types of resources that can be found in a bank. They are human and material resources.

 Material resource include and other inanimate objects found in banks. Management is a personal thing that requires a personal touch. In these recent years, banking services and its management are becoming more complex, difficult and demanding.

This is why all management staff should be more serious, honest, careful and committed to their jobs. These are lacking mismanagement involves the whole stem of the organization. Mismanagement in banks is so rampant in Nigeria, and have destroyed and led many banks to an unexpected liquidation mismanagement in banks affect human and material resources.

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Mismanagement could arise through these listed ways below in banks they are:

 Managing people that are working in banks

 Preparation of staff policies

Communication and industrial relations

Environmental and employment conduction (if adverse, it will hamper the achievement of the desired goal in a bank.


The purposes of the study are as follows:

 To find out the causes of mismanagement in banks

 To study how it is executed by the appointed officers and staff of banks.

To know its influence on the banks affected and the government

To determine whether it affect the economy of the nations

 To find out the means that can be adopted by banks to solve and put to end the mismanagement of resources.


The study treat on mismanagement in financial institution (banks) in Nigeria, causes, effect and solution. It is not limited to a particular state. The respondent during my interview base their answer on what is happening in their banks branches in Nigeria I encountered some problems and limitation in the course of my study. They are as follows:

Inadequate finance to use in carrying out the investigation.

Non response, mainly from senior staff in  the banks visited

Bias response from the junior staff in banks due to fear that it could be used against them.


Mismanagement simply means bad management

 Material resource in bank are the inanimate things found in the banks like, money, books, computers, furniture, and other material being used in the banks. Also, its building and environment.

Human resources in bank mean the labour force or people working in the banking industries.

 Appointed mean the appointed board of director

Liquidation mean to put to end an unsuccessful business company

Bank can be defined as any person or corporation that provides the minimum banking services and which is licensed as a bank by the federal government of Nigeria as a banking institution.

Download Chapters 1 to 5 PDF



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