Banking and Finance Project Topics

Impact of Adequate Working Capital on Profitability of Banks (a Case Study of Wema Bank Plc)

Impact of Adequate Working Capital on Profitability of Banks (a Case Study of Wema Bank Plc)

Content Structure of Impact of Adequate Working Capital on Profitability of Banks (a Case Study of Wema Bank Plc)

The abstract contains the research problem, the objectives, methodology, results, and recommendations

  • Chapter one of this thesis or project materials contains the background to the study, the research problem, the research questions, research objectives, research hypotheses, significance of the study, the scope of the study, organization of the study, and the operational definition of terms.
  • Chapter two contains relevant literature on the issue under investigation. The chapter is divided into five parts which are the conceptual review, theoretical review, empirical review, conceptual framework, and gaps in research
  • Chapter three contains the research design, study area, population, sample size and sampling technique, validity, reliability, source of data, operationalization of variables, research models, and data analysis method
  • Chapter four contains the data analysis and the discussion of the findings
  • Chapter five contains the summary of findings, conclusions, recommendations, contributions to knowledge, and recommendations for further studies.
  • References: The references are in APA
  • Questionnaire.   

Abstract Of Impact of Adequate Working Capital on Profitability of Banks (a Case Study of Wema Bank Plc)

This project examines the issues of working capital management in banks specifically, it focuses attention on an efficient and effective. Working Capital Management using the case study of Wema Bank Plc. The study examines and expatiates on the merit of maintaining an efficient working capital portfolio in an organization. It focuses on the efficiently managed. In the project, a critical assessment of the relationship between the various components of working capital as an important tools to enhancing profitability and liquidity as well as the rudiment for the effective working capital management within any organization was done. It was discovered that fro a bank to maximize the wealth of its share holders the bank should earn a steady amount of profit from its operation. Hence the bank needs an adequate working capital level to generate sufficient returns. Working capital in bank refers to items required by the bank to ensure efficient delivery of its operation on day-to-day basis. If can be defined as the excess of current asset over current asset over current liabilities. Liquidity ratio measure the ability of the bank to meet its current obligation as they become due, failure of bank to meet its obligation due to lack of sufficient liquidity would result in loss o customers goodwill. Depositors will lose confidence in the bank and this may eventually result to a legal tangle and hence closure of the bank. Liquidity is however measure with following ratios. Current Ratio = Current Asset                                                                                                                   Current Liabilities            

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In banks liquidity is usually assessed by using cash ratio which is.

Cash + Marketability Security

   Current Liabilities

In order to achieve the aims and objectives of this study, the banks working capital was carefully examined and required information on the subject matter was gathered information on the subject matter was gathered from personal interviews, collected fact from text banks, journals. Other crucial information were obtained from respondents and from a number of questionnaires administered within the banks. Finding from the study shows that efficient working capital management will improve profitability to help to stabilize or improve liquidity of bank. The study concluded that banks should maintain adequate level of working capital in order to improve on profitability of liquidity. 

Download Chapters 1 to 5 PDF      


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