Financial Management Effectiveness of Credit Management in Nigerian Banking Sector
Content Structure of Financial Management Effectiveness of Credit Management in Nigerian Banking Sector
The abstract contains the research problem, the objectives, methodology, results, and recommendations
- Chapter one of this thesis or project materials contains the background to the study, the research problem, the research questions, research objectives, research hypotheses, significance of the study, the scope of the study, organization of the study, and the operational definition of terms.
- Chapter two contains relevant literature on the issue under investigation. The chapter is divided into five parts which are the conceptual review, theoretical review, empirical review, conceptual framework, and gaps in research
- Chapter three contains the research design, study area, population, sample size and sampling technique, validity, reliability, source of data, operationalization of variables, research models, and data analysis method
- Chapter four contains the data analysis and the discussion of the findings
- Chapter five contains the summary of findings, conclusions, recommendations, contributions to knowledge, and recommendations for further studies.
- References: The references are in APA
Abstract of Financial Management Effectiveness of Credit Management in Nigerian Banking Sector
In a volatile economy as we have in this country where things change quite often and with banking education and business experience yet to become well entrenched/ a Bank should not be caught off guard because of poor administration and control of its loan portfolio. Bad debt destroy the Banks earning asset.
The main purpose of the study is to measure the credit administrative pattern of Commercial Banks using Nigerian banks as a case study.
To examine the credit policy and practice of commercial banks, to review the credit administration and control procedures in Banks, to examine the management of bad debt and recovery process in banks, to measure the effectiveness of the procedures adopted and to identify constrain associated with loan management to make recommendation based on the finding of the study, to measure the credit administrative pattern of commercial banks.
Copies of questionnaires were delivered to all respondents, credit managers, and retrieved within a week of administration as well as senior staff of banks. Deposit mobilized from customers are on the increase evidencing good, effective and aggressive marketing strateging. The Nigerian banks also continues to extend various forms of credit facilities through a short term basis to its numerous customers.